/* ================================================================
   BABYSITTERPAY CALCULATOR — Premium Design System v2
   Aesthetic: Luxury editorial · Deep forest + warm ivory + gold
   Fonts: Playfair Display (display) · Plus Jakarta Sans (body)
   ================================================================ */

/* ── DESIGN TOKENS ─────────────────────────────────────────── */
:root {
  /* Core palette */
  --forest:      #162518;
  --forest-mid:  #1e3320;
  --forest-soft: #2b4a2d;
  --forest-mist: #3d6640;

  --ivory:       #faf8f3;
  --ivory-warm:  #f4f0e8;
  --ivory-deep:  #ece6d9;
  --ivory-dark:  #ddd4c4;

  --gold:        #c9a84c;
  --gold-light:  #f5ecd0;
  --gold-pale:   #fdf8ec;
  --gold-deep:   #9d7d2a;

  --coral:       #d4543a;
  --coral-light: #faeee9;
  --teal:        #2d7a6e;
  --teal-light:  #e4f2ef;

  /* Text */
  --ink:         #1a1a18;
  --ink-mid:     #3d3d3a;
  --ink-soft:    #5f5f5a;
  --ink-muted:   #8a8a82;

  /* Borders */
  --line:        rgba(22,37,24,0.10);
  --line-md:     rgba(22,37,24,0.18);
  --line-strong: rgba(22,37,24,0.28);

  /* Elevation */
  --shadow-xs: 0 1px 4px rgba(22,37,24,0.06);
  --shadow-sm: 0 2px 10px rgba(22,37,24,0.08);
  --shadow-md: 0 6px 28px rgba(22,37,24,0.11);
  --shadow-lg: 0 16px 56px rgba(22,37,24,0.14);
  --shadow-xl: 0 32px 80px rgba(22,37,24,0.18);

  /* Radii */
  --r-xs:  4px;
  --r-sm:  8px;
  --r-md:  14px;
  --r-lg:  20px;
  --r-xl:  28px;
  --r-2xl: 40px;

  /* Typography */
  --ff-display: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --ff-body:    'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
  --ff-mono:    'Courier New', Courier, monospace;

  /* Motion */
  --ease-out:   cubic-bezier(0.16, 1, 0.3, 1);
  --ease-inout: cubic-bezier(0.4, 0, 0.2, 1);
  --dur-fast:   160ms;
  --dur-base:   240ms;
  --dur-slow:   400ms;
}

/* ── RESET & BASE ───────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { font-size: 16px; scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--ff-body);
  background: var(--ivory);
  color: var(--ink);
  line-height: 1.68;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}
::selection { background: var(--gold-light); color: var(--ink); }

/* ── SKIP LINK ─────────────────────────────────────────────── */
.skip-link {
  position: absolute; top: -100px; left: 12px; z-index: 9999;
  background: var(--forest); color: #fff; padding: 8px 18px;
  border-radius: var(--r-sm); font-size: 14px; font-weight: 500;
  transition: top var(--dur-fast);
}
.skip-link:focus { top: 12px; }

/* ── CONTAINER ─────────────────────────────────────────────── */
.container        { max-width: 1140px; margin: 0 auto; padding: 0 28px; }
.container--sm    { max-width: 780px;  margin: 0 auto; padding: 0 28px; }
.container--xs    { max-width: 640px;  margin: 0 auto; padding: 0 28px; }

/* ── TYPOGRAPHY ────────────────────────────────────────────── */
h1,h2,h3,h4 { font-family: var(--ff-display); font-weight: 400; line-height: 1.18; color: var(--forest); letter-spacing: -0.01em; }
h1 { font-size: clamp(2.4rem, 5.5vw, 3.8rem); }
h2 { font-size: clamp(1.9rem, 3.8vw, 2.8rem); }
h3 { font-size: clamp(1.25rem, 2.5vw, 1.65rem); }
h4 { font-size: 1.1rem; }
h5 { font-family: var(--ff-body); font-size: 0.8rem; font-weight: 600; letter-spacing: 0.09em; text-transform: uppercase; color: var(--ink-muted); }

p { color: var(--ink-mid); }
a { color: var(--coral); text-decoration: none; transition: color var(--dur-fast) var(--ease-inout); }
a:hover { color: var(--forest); }
a:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; border-radius: 2px; }
strong { font-weight: 600; color: var(--ink); }
em { font-style: italic; }

.text-balance { text-wrap: balance; }
.lead { font-size: clamp(1.05rem, 2vw, 1.2rem); color: var(--ink-soft); line-height: 1.75; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--ff-body); font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold-deep);
  margin-bottom: 18px;
}
.eyebrow::before { content: ''; width: 24px; height: 1px; background: var(--gold); }

/* ── LAYOUT UTILITIES ──────────────────────────────────────── */
.section      { padding: 96px 0; }
.section--sm  { padding: 60px 0; }
.section--lg  { padding: 120px 0; }
.section--alt { background: var(--ivory-warm); }
.section--dark { background: var(--forest); }
.mt-auto { margin-top: auto; }
.divider { height: 1px; background: var(--line); }

/* ── ANNOUNCEMENT TOPBAR ───────────────────────────────────── */
.topbar {
  background: var(--forest); color: rgba(255,255,255,0.9);
  font-size: 13px; font-weight: 400; text-align: center;
  padding: 9px 48px; position: relative; z-index: 200;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.topbar__inner { display: flex; align-items: center; justify-content: center; gap: 10px; }
.topbar__badge {
  background: var(--gold); color: var(--forest);
  font-size: 10px; font-weight: 700; letter-spacing: 0.05em;
  padding: 2px 7px; border-radius: 20px; flex-shrink: 0;
}
.topbar__close {
  position: absolute; right: 14px; top: 50%; transform: translateY(-50%);
  background: none; border: none; color: rgba(255,255,255,0.5); cursor: pointer;
  font-size: 18px; line-height: 1; padding: 4px; transition: color var(--dur-fast);
}
.topbar__close:hover { color: #fff; }

/* ── HEADER ────────────────────────────────────────────────── */
.header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(250,248,243,0.96);
  backdrop-filter: blur(16px) saturate(1.5);
  -webkit-backdrop-filter: blur(16px) saturate(1.5);
  border-bottom: 1px solid var(--line);
  transition: box-shadow var(--dur-base) var(--ease-inout);
}
.header.is-scrolled { box-shadow: var(--shadow-sm); }
.header__inner {
  display: flex; align-items: center; gap: 24px;
  max-width: 1140px; margin: 0 auto; padding: 0 28px; height: 68px;
}

/* Logo */
.logo { display: inline-flex; align-items: center; gap: 9px; color: var(--forest); text-decoration: none; flex-shrink: 0; }
.logo__mark { color: var(--gold-deep); line-height: 0; }
.logo__text { font-family: var(--ff-body); font-size: 15px; font-weight: 300; letter-spacing: -0.01em; color: var(--ink); }
.logo__text strong { font-weight: 600; color: var(--forest); }
.logo--light .logo__text,
.logo--light .logo__text strong { color: rgba(255,255,255,0.9); }
.logo--light .logo__mark { color: var(--gold); }

/* Nav */
.nav { margin-left: auto; }
.nav__list { display: flex; align-items: center; gap: 2px; list-style: none; }
.nav__link {
  display: flex; align-items: center; gap: 4px;
  padding: 7px 15px; border-radius: 30px;
  font-size: 14px; font-weight: 400; color: var(--ink-mid);
  background: none; border: none; cursor: pointer;
  transition: all var(--dur-fast) var(--ease-inout);
  text-decoration: none; white-space: nowrap;
}
.nav__link:hover { color: var(--forest); background: var(--ivory-deep); }
.nav__link.is-active { color: var(--forest); font-weight: 500; background: var(--gold-pale); }
.nav__caret { font-size: 9px; margin-top: 1px; transition: transform var(--dur-fast); }
.nav__item--dropdown { position: relative; }
.nav__item--dropdown:hover .nav__dropdown,
.nav__item--dropdown:focus-within .nav__dropdown { opacity: 1; pointer-events: all; transform: translateY(0); }
.nav__item--dropdown:hover .nav__caret { transform: rotate(180deg); }
.nav__dropdown {
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translateX(-50%) translateY(-6px);
  background: #fff; border: 1px solid var(--line); border-radius: var(--r-md);
  box-shadow: var(--shadow-md); padding: 8px; min-width: 210px; list-style: none;
  opacity: 0; pointer-events: none;
  transition: opacity var(--dur-base) var(--ease-inout), transform var(--dur-base) var(--ease-out);
  z-index: 50;
}
.nav__dropdown::before {
  content: ''; position: absolute; top: -6px; left: 50%; transform: translateX(-50%);
  width: 12px; height: 12px; background: #fff; border-top: 1px solid var(--line);
  border-left: 1px solid var(--line); rotate: 45deg;
}
.nav__dropdown-link {
  display: block; padding: 10px 14px; border-radius: var(--r-sm);
  font-size: 13px; color: var(--ink-mid); text-decoration: none;
  transition: background var(--dur-fast), color var(--dur-fast);
}
.nav__dropdown-link:hover { background: var(--ivory-warm); color: var(--forest); }
.header__cta {
  flex-shrink: 0; background: var(--forest); color: rgba(255,255,255,0.92);
  padding: 9px 22px; border-radius: 30px; font-size: 13px; font-weight: 500;
  text-decoration: none; transition: all var(--dur-base) var(--ease-out);
  white-space: nowrap;
}
.header__cta:hover { background: var(--forest-mid); color: #fff; transform: translateY(-1px); box-shadow: 0 4px 14px rgba(22,37,24,0.2); }

/* Hamburger */
.hamburger { display: none; flex-direction: column; justify-content: center; gap: 5px; width: 36px; height: 36px; background: none; border: none; cursor: pointer; padding: 4px; border-radius: var(--r-sm); transition: background var(--dur-fast); }
.hamburger:hover { background: var(--ivory-deep); }
.hamburger__line { width: 22px; height: 1.5px; background: var(--ink); border-radius: 2px; transition: all var(--dur-base) var(--ease-out); transform-origin: center; }
.hamburger[aria-expanded="true"] .hamburger__line:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.hamburger[aria-expanded="true"] .hamburger__line:nth-child(2) { opacity: 0; transform: scaleX(0); }
.hamburger[aria-expanded="true"] .hamburger__line:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

/* ── BREADCRUMBS ───────────────────────────────────────────── */
.breadcrumb-bar {
  background: var(--ivory-warm); border-bottom: 1px solid var(--line);
  padding: 10px 0;
}
.breadcrumb__list { display: flex; align-items: center; gap: 4px; list-style: none; flex-wrap: wrap; }
.breadcrumb__item { display: flex; align-items: center; gap: 4px; }
.breadcrumb__link { font-size: 12.5px; color: var(--ink-soft); transition: color var(--dur-fast); text-decoration: none; }
.breadcrumb__link:hover { color: var(--forest); }
.breadcrumb__current { font-size: 12.5px; color: var(--ink-muted); }
.breadcrumb__sep { font-size: 13px; color: var(--ink-muted); opacity: 0.5; }

/* ── HERO ──────────────────────────────────────────────────── */
.hero {
  background: var(--forest);
  position: relative; overflow: hidden;
  padding: 88px 0 0;
}
/* Noise grain texture */
.hero::after {
  content: '';
  position: absolute; inset: 0; pointer-events: none; opacity: 0.04;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='1'/%3E%3C/svg%3E");
  background-size: 200px 200px;
}
.hero__glow {
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 60% 55% at 15% 40%, rgba(201,168,76,0.14) 0%, transparent 60%),
    radial-gradient(ellipse 50% 60% at 85% 20%, rgba(45,122,110,0.12) 0%, transparent 55%),
    radial-gradient(ellipse 40% 40% at 50% 90%, rgba(201,168,76,0.06) 0%, transparent 50%);
}
.hero__grid {
  position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 64px 64px;
}
.hero__inner {
  position: relative; z-index: 2;
  display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: start;
  max-width: 1140px; margin: 0 auto; padding: 0 28px;
}
.hero__content { padding-bottom: 96px; }
.hero__tag {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(201,168,76,0.15); border: 1px solid rgba(201,168,76,0.3);
  color: var(--gold); font-size: 11.5px; font-weight: 500; letter-spacing: 0.07em;
  text-transform: uppercase; padding: 6px 16px; border-radius: 30px; margin-bottom: 28px;
}
.hero__tag::before { content: '✦'; font-size: 10px; }
.hero h1 { color: #fff; margin-bottom: 22px; }
.hero h1 em { color: var(--gold); font-style: italic; display: block; }
.hero__lead { font-size: 17px; color: rgba(255,255,255,0.6); max-width: 460px; margin-bottom: 40px; line-height: 1.75; }
.hero__stats {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px;
  background: rgba(255,255,255,0.08); border-radius: var(--r-md); overflow: hidden;
  max-width: 440px;
}
.hero__stat {
  padding: 18px 20px; background: rgba(255,255,255,0.04);
  transition: background var(--dur-base);
}
.hero__stat:hover { background: rgba(255,255,255,0.07); }
.hero__stat-val { font-family: var(--ff-display); font-size: 1.7rem; color: #fff; line-height: 1; margin-bottom: 5px; }
.hero__stat-lbl { font-size: 11px; color: rgba(255,255,255,0.45); }
.hero__calc-wrap {
  padding-top: 12px; padding-bottom: 56px;
  animation: heroReveal 0.7s var(--ease-out) both;
}
@keyframes heroReveal { from { opacity:0; transform:translateY(32px); } to { opacity:1; transform:none; } }

/* Hero wave divider */
.hero__wave {
  display: block; width: 100%; height: 56px;
  color: var(--ivory); overflow: hidden; line-height: 0;
}

/* ── CALCULATOR CARD ───────────────────────────────────────── */
.calc {
  background: #fff;
  border-radius: var(--r-xl);
  box-shadow: var(--shadow-xl), 0 0 0 1px rgba(22,37,24,0.05);
  overflow: hidden;
}
.calc__header {
  background: var(--ivory-warm);
  border-bottom: 1px solid var(--line);
  padding: 0 4px;
  display: flex;
}
.calc__tab {
  flex: 1; padding: 15px 10px; text-align: center;
  font-family: var(--ff-body); font-size: 12.5px; font-weight: 500;
  color: var(--ink-muted); background: none; border: none; cursor: pointer;
  border-bottom: 2px solid transparent; margin-bottom: -1px;
  transition: all var(--dur-fast) var(--ease-inout);
}
.calc__tab:hover:not(.is-active) { color: var(--forest); }
.calc__tab.is-active { color: var(--forest); border-bottom-color: var(--gold); background: #fff; }
.calc__tab .tab-icon { display: block; font-size: 16px; margin-bottom: 3px; }
.calc__body { padding: 26px; }
.calc__panel { display: none; }
.calc__panel.is-active { display: block; }

/* Form elements */
.f-row    { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 16px; }
.f-row.trio { grid-template-columns: 1fr 1fr 1fr; }
.f-row.solo { grid-template-columns: 1fr; }
.f-group  { display: flex; flex-direction: column; gap: 6px; }
.f-label  {
  font-size: 11.5px; font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase;
  color: var(--ink-soft);
}
.f-hint { font-size: 11px; color: var(--ink-muted); margin-top: 3px; }

input[type=number], input[type=text], input[type=datetime-local], input[type=time], input[type=date], select, textarea {
  width: 100%; padding: 11px 14px;
  font-family: var(--ff-body); font-size: 14px; color: var(--ink);
  background: var(--ivory); border: 1.5px solid var(--line-md);
  border-radius: var(--r-sm); outline: none; appearance: none;
  transition: border-color var(--dur-fast), box-shadow var(--dur-fast);
}
input:focus, select:focus, textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.15);
  background: #fff;
}
input:hover:not(:focus), select:hover:not(:focus) { border-color: var(--line-strong); }
.f-prefix-wrap { position: relative; }
.f-prefix {
  position: absolute; left: 12px; top: 50%; transform: translateY(-50%);
  font-size: 14px; color: var(--ink-muted); pointer-events: none; user-select: none;
}
.f-prefix-wrap input { padding-left: 22px; }

/* Toggle switches */
.toggles { display: flex; flex-direction: column; gap: 8px; margin-bottom: 16px; }
.toggle {
  display: flex; align-items: center; justify-content: space-between; gap: 14px;
  padding: 11px 14px; background: var(--ivory); border: 1.5px solid var(--line);
  border-radius: var(--r-sm); cursor: pointer;
  transition: border-color var(--dur-fast), background var(--dur-fast);
}
.toggle:hover { border-color: var(--line-md); }
.toggle.is-on { border-color: rgba(22,37,24,0.22); background: #fff; }
.toggle__body { flex: 1; min-width: 0; }
.toggle__name { font-size: 13px; font-weight: 500; color: var(--ink); }
.toggle__sub  { font-size: 11px; color: var(--ink-muted); margin-top: 2px; }
.toggle__sw {
  width: 38px; height: 22px; border-radius: 11px; background: var(--ivory-dark);
  position: relative; flex-shrink: 0;
  transition: background var(--dur-base) var(--ease-inout);
}
.toggle__sw::after {
  content: ''; position: absolute; top: 3px; left: 3px;
  width: 16px; height: 16px; border-radius: 50%; background: #fff;
  box-shadow: 0 1px 4px rgba(0,0,0,0.18);
  transition: left var(--dur-base) var(--ease-out);
}
.toggle.is-on .toggle__sw { background: var(--forest); }
.toggle.is-on .toggle__sw::after { left: 19px; }

/* Chips */
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 16px; }
.chip {
  padding: 7px 16px; border-radius: 30px; font-size: 12.5px; font-weight: 500;
  border: 1.5px solid var(--line-md); background: var(--ivory-warm); color: var(--ink-soft);
  cursor: pointer; transition: all var(--dur-fast) var(--ease-inout); user-select: none;
}
.chip:hover { border-color: var(--forest-mist); color: var(--forest); background: #fff; }
.chip.is-on  { background: var(--forest); border-color: var(--forest); color: #fff; }
.chip.is-gold { background: var(--gold-pale); border-color: var(--gold); color: var(--gold-deep); }

/* Result panel */
.calc__result {
  background: var(--forest); border-radius: var(--r-md);
  padding: 22px; margin-top: 18px; position: relative; overflow: hidden;
}
.calc__result::before {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background: radial-gradient(ellipse at 80% 20%, rgba(201,168,76,0.12), transparent 60%);
}
.calc__result-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 18px; position: relative; z-index: 1;
}
.calc__result-item {
  background: rgba(255,255,255,0.06); border-radius: var(--r-xs);
  padding: 12px 14px; border: 1px solid rgba(255,255,255,0.08);
}
.calc__result-item .rl { font-size: 10.5px; font-weight: 500; letter-spacing: 0.05em; text-transform: uppercase; color: rgba(255,255,255,0.4); margin-bottom: 5px; }
.calc__result-item .rv { font-size: 17px; font-weight: 600; color: #fff; }
.calc__result-total {
  display: flex; justify-content: space-between; align-items: flex-end; position: relative; z-index: 1;
  border-top: 1px solid rgba(255,255,255,0.1); padding-top: 16px;
}
.calc__result-total .rl { font-size: 13px; color: rgba(255,255,255,0.6); }
.calc__result-total .rv { font-family: var(--ff-display); font-size: 2.4rem; color: var(--gold); line-height: 1; }

.calc__action {
  display: flex; width: 100%; align-items: center; justify-content: center; gap: 8px;
  padding: 13px; margin-top: 14px;
  background: var(--forest); color: rgba(255,255,255,0.9); border: none; border-radius: var(--r-sm);
  font-family: var(--ff-body); font-size: 14px; font-weight: 500;
  cursor: pointer; text-decoration: none; text-align: center;
  transition: all var(--dur-base) var(--ease-out);
}
.calc__action:hover { background: var(--forest-mid); color: #fff; transform: translateY(-1px); box-shadow: 0 4px 16px rgba(22,37,24,0.2); }
.calc__note { font-size: 11px; color: var(--ink-muted); text-align: center; margin-top: 10px; line-height: 1.5; }

/* ── PAGE HERO (inner pages) ───────────────────────────────── */
.page-hero {
  background: var(--forest); padding: 72px 0 80px; position: relative; overflow: hidden;
}
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 48px 48px;
  pointer-events: none;
}
.page-hero::after {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background: radial-gradient(ellipse 55% 70% at 10% 50%, rgba(201,168,76,0.12), transparent 60%);
}
.page-hero__inner { position: relative; z-index: 2; text-align: center; }
.page-hero h1 { color: #fff; margin-bottom: 18px; }
.page-hero .lead { color: rgba(255,255,255,0.6); max-width: 580px; margin: 0 auto; }

/* ── RATE CARDS ────────────────────────────────────────────── */
.rate-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.rate-card {
  background: #fff; border-radius: var(--r-lg); padding: 28px 22px;
  border: 1.5px solid var(--line); position: relative; overflow: hidden;
  transition: all var(--dur-base) var(--ease-out);
  display: flex; flex-direction: column;
}
.rate-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: var(--ivory-dark);
  transition: background var(--dur-fast);
}
.rate-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); border-color: var(--line-md); }
.rate-card.is-featured { border-color: rgba(22,37,24,0.2); }
.rate-card.is-featured::before { background: var(--gold); }
.rate-card__badge {
  display: inline-flex; align-items: center;
  background: var(--gold-pale); color: var(--gold-deep);
  font-size: 10.5px; font-weight: 700; letter-spacing: 0.04em;
  padding: 3px 10px; border-radius: 20px; margin-bottom: 16px;
  border: 1px solid rgba(201,168,76,0.3);
}
.rate-card__level { font-family: var(--ff-body); font-size: 10.5px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-muted); margin-bottom: 10px; }
.rate-card__price { font-family: var(--ff-display); font-size: 2.1rem; color: var(--forest); line-height: 1; margin-bottom: 6px; }
.rate-card__price sup { font-family: var(--ff-body); font-size: 13px; color: var(--ink-muted); font-weight: 400; }
.rate-card__desc { font-size: 13px; color: var(--ink-soft); line-height: 1.55; margin-bottom: 18px; flex: 1; }
.rate-card__tags { display: flex; flex-wrap: wrap; gap: 6px; margin-top: auto; }
.tag {
  font-size: 11px; padding: 3px 9px; border-radius: 20px;
  background: var(--ivory-warm); color: var(--ink-soft); border: 1px solid var(--line);
}

/* ── FAQ ACCORDION ─────────────────────────────────────────── */
.faq-section .container--sm { max-width: 820px; }
.faqs { display: flex; flex-direction: column; gap: 0; }
.faq {
  border-bottom: 1px solid var(--line); overflow: hidden;
}
.faq:first-child { border-top: 1px solid var(--line); }
.faq__q {
  width: 100%; display: flex; justify-content: space-between; align-items: center; gap: 20px;
  padding: 22px 0; background: none; border: none; cursor: pointer;
  font-family: var(--ff-body); font-size: 16px; font-weight: 500; color: var(--forest);
  text-align: left; transition: color var(--dur-fast);
}
.faq__q:hover { color: var(--gold-deep); }
.faq.is-open .faq__q { color: var(--forest); }
.faq__icon {
  width: 28px; height: 28px; border-radius: 50%; flex-shrink: 0;
  border: 1.5px solid var(--line-md); background: var(--ivory-warm);
  display: flex; align-items: center; justify-content: center;
  color: var(--ink-soft); font-size: 17px; line-height: 1;
  transition: all var(--dur-base) var(--ease-out);
}
.faq.is-open .faq__icon { background: var(--forest); border-color: var(--forest); color: #fff; transform: rotate(45deg); }
.faq__a {
  display: none; padding-bottom: 20px;
  font-size: 15px; line-height: 1.75; color: var(--ink-mid);
  max-width: 680px;
}
.faq__a a { color: var(--coral); text-decoration: underline; text-underline-offset: 3px; }
.faq.is-open .faq__a { display: block; }

/* ── CITY TABLE ────────────────────────────────────────────── */
.city-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; border-radius: var(--r-md); border: 1.5px solid var(--line); }
.city-table { width: 100%; border-collapse: collapse; font-size: 14px; }
.city-table thead th {
  padding: 12px 18px; text-align: left;
  font-family: var(--ff-body); font-size: 11px; font-weight: 700;
  letter-spacing: 0.07em; text-transform: uppercase; color: var(--ink-muted);
  background: var(--ivory-warm); border-bottom: 1.5px solid var(--line);
}
.city-table tbody tr { transition: background var(--dur-fast); }
.city-table tbody tr:hover td { background: var(--gold-pale); }
.city-table td { padding: 14px 18px; border-bottom: 1px solid var(--line); }
.city-table tbody tr:last-child td { border-bottom: none; }
.city-name { font-weight: 600; color: var(--forest); }
.city-rate { font-family: var(--ff-display); font-size: 1.05rem; color: var(--coral); }
.city-bar-wrap { display: flex; align-items: center; gap: 10px; }
.city-bar { flex: 1; height: 4px; background: var(--ivory-dark); border-radius: 2px; max-width: 100px; }
.city-bar__fill { height: 100%; border-radius: 2px; background: var(--gold); }
.badge { display: inline-flex; align-items: center; padding: 3px 9px; border-radius: 20px; font-size: 11px; font-weight: 600; }
.badge--green  { background: var(--teal-light); color: var(--teal); }
.badge--coral  { background: var(--coral-light); color: var(--coral); }
.badge--gold   { background: var(--gold-pale); color: var(--gold-deep); border: 1px solid rgba(201,168,76,0.3); }
.badge--forest { background: rgba(22,37,24,0.08); color: var(--forest); }

/* ── INFO GRID ─────────────────────────────────────────────── */
.info-grid  { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.info-grid--4 { grid-template-columns: repeat(4, 1fr); }
.info-card {
  background: #fff; border-radius: var(--r-lg); padding: 28px 24px;
  border: 1.5px solid var(--line);
}
.info-card__val { font-family: var(--ff-display); font-size: 2.3rem; color: var(--gold-deep); line-height: 1; margin-bottom: 10px; }
.info-card__label { font-size: 14px; font-weight: 600; color: var(--forest); margin-bottom: 6px; }
.info-card__desc { font-size: 13px; color: var(--ink-muted); }

/* ── GUIDE CARDS ───────────────────────────────────────────── */
.guide-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.guide-card {
  background: #fff; border-radius: var(--r-lg); padding: 28px 24px;
  border: 1.5px solid var(--line); transition: all var(--dur-base) var(--ease-out);
  display: flex; flex-direction: column;
}
.guide-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); border-color: var(--line-md); }
.guide-card__icon {
  width: 48px; height: 48px; border-radius: var(--r-sm); margin-bottom: 20px;
  background: var(--gold-pale); display: flex; align-items: center; justify-content: center;
  font-size: 22px; border: 1px solid rgba(201,168,76,0.2);
}
.guide-card h3 { font-size: 1.2rem; margin-bottom: 10px; }
.guide-card p  { font-size: 13.5px; flex: 1; margin-bottom: 20px; line-height: 1.65; }
.guide-card__link {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 13px; font-weight: 600; color: var(--forest);
  text-decoration: none;
}
.guide-card__link::after { content: '→'; transition: transform var(--dur-base) var(--ease-out); }
.guide-card:hover .guide-card__link::after { transform: translateX(5px); }

/* ── TAX ROWS ──────────────────────────────────────────────── */
.tax-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 13px 0; border-bottom: 1px solid var(--line); font-size: 14px; gap: 12px;
}
.tax-row:last-child { border-bottom: none; }
.tax-row .tr-l { color: var(--ink-soft); }
.tax-row .tr-r { font-weight: 600; color: var(--forest); }
.tax-row--total .tr-l { font-weight: 600; color: var(--forest); font-size: 15px; }
.tax-row--total .tr-r { color: var(--coral); font-size: 19px; }
.tax-row--good  .tr-r { color: var(--teal); }
.progress { height: 6px; background: var(--ivory-deep); border-radius: 3px; overflow: hidden; margin: 6px 0 18px; }
.progress__fill { height: 100%; border-radius: 3px; background: var(--coral); transition: width 0.5s var(--ease-out); }

/* ── CTA BANNER ────────────────────────────────────────────── */
.cta-banner {
  background: var(--forest); border-radius: var(--r-2xl); padding: 72px 56px;
  text-align: center; position: relative; overflow: hidden;
}
.cta-banner::before {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 50% 60% at 20% 60%, rgba(201,168,76,0.15), transparent 55%),
    radial-gradient(ellipse 40% 50% at 80% 30%, rgba(45,122,110,0.1), transparent 50%);
}
.cta-banner > * { position: relative; z-index: 1; }
.cta-banner h2 { color: #fff; margin-bottom: 16px; }
.cta-banner p  { color: rgba(255,255,255,0.6); font-size: 16.5px; max-width: 500px; margin: 0 auto 36px; }
.cta-banner__actions { display: flex; justify-content: center; gap: 14px; flex-wrap: wrap; }

/* ── BUTTONS ───────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 30px; border-radius: 30px; font-size: 14.5px; font-weight: 500;
  text-decoration: none; border: none; cursor: pointer;
  transition: all var(--dur-base) var(--ease-out);
}
.btn--primary { background: var(--gold); color: var(--forest); }
.btn--primary:hover { background: var(--gold-deep); color: var(--forest); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(201,168,76,0.35); }
.btn--ghost   { background: rgba(255,255,255,0.09); color: rgba(255,255,255,0.85); border: 1px solid rgba(255,255,255,0.18); }
.btn--ghost:hover { background: rgba(255,255,255,0.16); color: #fff; }
.btn--outline { background: transparent; color: var(--forest); border: 1.5px solid var(--forest); }
.btn--outline:hover { background: var(--forest); color: #fff; }

/* ── FEATURES STRIP ────────────────────────────────────────── */
.trust-strip { background: var(--forest-mid); border-top: 1px solid rgba(255,255,255,0.07); }
.trust-strip__inner {
  display: flex; justify-content: center; align-items: center; flex-wrap: wrap; gap: 0;
  max-width: 1140px; margin: 0 auto;
}
.trust-item {
  display: flex; align-items: center; gap: 9px; padding: 18px 32px;
  font-size: 13px; color: rgba(255,255,255,0.55);
  border-right: 1px solid rgba(255,255,255,0.07);
}
.trust-item:last-child { border-right: none; }
.trust-item__dot { width: 6px; height: 6px; border-radius: 50%; background: var(--gold); flex-shrink: 0; }

/* ── FACTOR GRID ───────────────────────────────────────────── */
.factor-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.factor-card { border-radius: var(--r-lg); padding: 28px; }
.factor-card--up   { background: var(--teal-light); border: 1.5px solid rgba(45,122,110,0.15); }
.factor-card--down { background: var(--coral-light); border: 1.5px solid rgba(212,84,58,0.12); }
.factor-card__title { font-family: var(--ff-body); font-size: 13px; font-weight: 700; letter-spacing: 0.05em; text-transform: uppercase; margin-bottom: 16px; }
.factor-card--up .factor-card__title   { color: var(--teal); }
.factor-card--down .factor-card__title { color: var(--coral); }
.factor-list { list-style: none; display: flex; flex-direction: column; gap: 9px; }
.factor-list li {
  font-size: 13px; color: var(--ink-mid); padding-left: 16px; position: relative; line-height: 1.5;
}
.factor-list li::before { content: ''; position: absolute; left: 0; top: 7px; width: 5px; height: 5px; border-radius: 50%; }
.factor-card--up   .factor-list li::before { background: var(--teal); }
.factor-card--down .factor-list li::before { background: var(--coral); }

/* ── STAT HIGHLIGHT ────────────────────────────────────────── */
.stat-highlight {
  text-align: center; padding: 36px 24px;
  background: var(--gold-pale); border-radius: var(--r-lg);
  border: 1.5px solid rgba(201,168,76,0.25);
}
.stat-highlight__val { font-family: var(--ff-display); font-size: 3rem; color: var(--forest); line-height: 1; }
.stat-highlight__lbl { font-size: 13px; color: var(--ink-muted); margin-top: 8px; }

/* ── BACK TO TOP ───────────────────────────────────────────── */
.back-to-top {
  position: fixed; bottom: 24px; right: 24px; z-index: 90;
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--forest); color: rgba(255,255,255,0.85);
  border: none; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow-md); opacity: 0; pointer-events: none;
  transition: all var(--dur-base) var(--ease-out);
  transform: translateY(8px);
}
.back-to-top.is-visible { opacity: 1; pointer-events: all; transform: translateY(0); }
.back-to-top:hover { background: var(--forest-mid); transform: translateY(-2px) scale(1.05); }

/* ── FOOTER ────────────────────────────────────────────────── */
.footer { background: var(--forest); color: rgba(255,255,255,0.6); }
.footer__top { padding: 72px 0 56px; border-bottom: 1px solid rgba(255,255,255,0.08); }
.footer__grid { display: grid; grid-template-columns: 1.1fr 2fr; gap: 72px; }
.footer__tagline { font-size: 13.5px; line-height: 1.65; max-width: 260px; margin: 16px 0; }
.footer__badges { display: flex; gap: 8px; flex-wrap: wrap; }
.footer__badge  { font-size: 11.5px; padding: 4px 10px; border-radius: 20px; background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.1); }
.footer__cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.footer__col-title { font-family: var(--ff-body); font-size: 10.5px; font-weight: 700; letter-spacing: 0.09em; text-transform: uppercase; color: rgba(255,255,255,0.35); margin-bottom: 16px; }
.footer__links { list-style: none; display: flex; flex-direction: column; gap: 9px; }
.footer__links a { font-size: 13.5px; color: rgba(255,255,255,0.55); text-decoration: none; transition: color var(--dur-fast); }
.footer__links a:hover { color: rgba(255,255,255,0.9); }
.footer__bottom { padding: 20px 0; }
.footer__bottom-inner { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; }
.footer__bottom p { font-size: 12px; color: rgba(255,255,255,0.3); }
.footer__updated { font-size: 11px; }

/* ── RESPONSIVE ────────────────────────────────────────────── */
@media (max-width: 1024px) {
  .rate-cards     { grid-template-columns: 1fr 1fr; }
  .guide-grid     { grid-template-columns: 1fr 1fr; }
  .info-grid--4   { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 860px) {
  .hero__inner { grid-template-columns: 1fr; gap: 48px; }
  .hero__content { padding-bottom: 0; text-align: center; }
  .hero__lead { margin-left: auto; margin-right: auto; }
  .hero__stats { max-width: 380px; margin: 0 auto; }
  .hero__calc-wrap { padding-bottom: 0; max-width: 560px; margin: 0 auto; }
  .hero { padding-bottom: 72px; }
  .footer__grid { grid-template-columns: 1fr; gap: 40px; }
  .footer__tagline { max-width: 100%; }
}
@media (max-width: 768px) {
  .nav { display: none; position: fixed; inset: 0; top: 68px; background: var(--ivory); padding: 24px 28px; z-index: 99; flex-direction: column; overflow-y: auto; }
  .nav.is-open { display: flex; }
  .nav__list { flex-direction: column; gap: 4px; }
  .nav__link { padding: 14px 16px; border-radius: var(--r-sm); font-size: 16px; }
  .nav__item--dropdown { position: static; }
  .nav__dropdown { position: static; transform: none; opacity: 1; pointer-events: all; box-shadow: none; border: none; background: var(--ivory-warm); border-radius: var(--r-sm); margin-top: 4px; }
  .nav__dropdown::before { display: none; }
  .hamburger { display: flex; }
  .header__cta { display: none; }
  .rate-cards { grid-template-columns: 1fr; }
  .guide-grid { grid-template-columns: 1fr; }
  .info-grid  { grid-template-columns: 1fr 1fr; }
  .info-grid--4 { grid-template-columns: 1fr 1fr; }
  .footer__cols { grid-template-columns: 1fr 1fr; }
  .footer__bottom-inner { flex-direction: column; text-align: center; gap: 6px; }
  .cta-banner { padding: 48px 28px; }
  .trust-strip__inner { justify-content: flex-start; overflow-x: auto; }
  .trust-item { flex-shrink: 0; }
  .factor-grid { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .f-row { grid-template-columns: 1fr; }
  .f-row.trio { grid-template-columns: 1fr 1fr; }
  .calc__result-grid { grid-template-columns: 1fr 1fr; }
  .hero__stats { grid-template-columns: repeat(3, 1fr); }
  .topbar { font-size: 12px; padding: 9px 40px; }
}